This is a great little crossbody, for days when you don't want to carry your larger handbag. I use this for shopping on the weekends, going to the movies, out to dinner, festivals, wine tasting, etc. It's got great organization - two large compartments, and a compartment in the middle that has a key fob to hold your keys. Then there are two OTHER compartments, with credit card slots so you do not have to put in a separate small wallet. It's fantastic. My iPhone goes on one side, my keys in the middle, along with cards, cash, and then lipstick and other small sundries in the other large compartment. It also works great as a separate wallet for workdays, carried inside a larger tote. My only gripe, and hence the four stars, is the zipper. The zipper extends out past the wallet itself, but the problem is, it's tacked down to the side, with no option to unsnap it. So it's a cumbersome working the zipper over that curve to get it closed, especially on those running
around days. You have to hold the zipper straight with one hand, and pull with the other to get it around smoothly and close the wallet. Frustrating, especially since in every other aspect, it's so convenient. Other than that, the leather is fantastic, as is the twill lining, and the high end YKK zippers.