OK, the jury is in: I'm very satisfied with this bag. I've had it for two weeks, and find that it fits all my needs very comfortably. I'm moving into it from a larger bag, so naturally I've had to scale back a bit. Instead of carrying *3* Chico shopping bags
, a small wallet+coin purse, large cell phone, keys, checkbook, small toiletry pouch and a small pouch of coloring supplies for my 5-year-old, I carry only *2* Chico shopping bags
, a small wallet+coin purse, large cell phone, keys, checkbook, small toiletry pouch and a small pouch of coloring supplies for my 5-year-old; withholding the extra Chico bag gives me room on top to stow my sunglasses
. It has just the right number of extra compartments on the outside: back pouch for flat paper items that inevitably accompany every transaction; a small zipper pouch on top for my bluetooth and work badge; pouch under the messenger flap that fit the keys and cell phone; direct access to everything else from the top without having to dig under a messenger flap, which comes in really handy when your other hand is busy with something else. It won't fit a water bottle unless I pitch some of the stuff. Observation: the texture of the cotton canvas is great and appealing, and it can cause my skirt to climb up on that side when walking.